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Bank Statement Loans
Our Bank Statement Only Loan program empowers self-employed borrowers to qualify based on real cash flow—not restrictive tax returns. Redefine Lending brings unmatched expertise to the process, simplifying income verification and delivering consistent, fast decisions. We take the time to understand each borrower’s financial picture while providing brokers with a smooth, transparent workflow. With our elevated approach, experience, and technology-driven process, approvals are faster, easier, and built on trust.
Feature | Standard | Redefine |
|---|---|---|
Approval Speed | Slower review and backlogs | Fast review using clear processes |
Income Verification | Often requires extra documentation | Flexible, bank statement only evaluation |
Borrower Eligibility | Narrow eligibility, many exclusions | Serves self-employed and nontraditional borrowers |
Turn Times | Delays common, inconsistent timelines | Predictable, on-schedule closings |
Expertise | Limited guidance from general lenders | Experienced team with Non-QM focus |
Feature | Redefine |
|---|---|
Approval Speed | Fast review using clear processes |
Income Verification | Flexible, bank statement only evaluation |
Borrower Eligibility | Serves self-employed and nontraditional borrowers |
Turn Times | Predictable, on-schedule closings |
Expertise | Experienced team with Non-QM focus |
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