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Non-QM Second

The Redefine Lending Non-QM Second Mortgage program gives homeowners flexible access to their equity without disrupting their first mortgage. Designed for speed and simplicity, this program supports borrowers with non-traditional income profiles who still deserve prime-level service. Our experienced team makes the process seamless for brokers and borrowers alike, with efficient underwriting and responsive communication. Decades of lending expertise ensure every transaction is handled with precision and care—delivering fast results without compromise.

Feature
Standard
Redefine
Approval Speed
Lengthy, cumbersome process
Streamlined, fast approvals
Loan-to-Value Options
More restrictive LTV limits
Competitive, flexible
Borrower Flexibility
Fewer borrower options accepted
Supports a wide variety of borrower profiles
Turn Times
Delays typical, unpredictable
Reliable, predictable closings
Support & Guidance
Minimal broker support
Expert support for complex transactions
Feature
Redefine
Approval Speed
Streamlined, fast approvals
Loan-to-Value Options
Competitive, flexible
Borrower Flexibility
Supports a wide variety of borrower profiles
Turn Times
Reliable, predictable closings
Support & Guidance
Expert support for complex transactions
Redefine Lending logo mark
Equal Housing Opportunity logo

NMLS Consumer Access  |  Company State Licenses  |  Privacy Policy

Redefine Lending ©2025. All Rights Reserved. Redefine Lending is a registered trade name of JMJ Financial Group.  |  NMLS # 167867

Licensed by the California Department of Financial Protection and Innovation under the Residential Mortgage Lending Act, Licensee number 41DBO-46011  |  California Residential Mortgage Lending Act DBO 603 F427. 

26800 Aliso Viejo Pkwy, Suite 200 

Aliso Viejo, CA 92656

949.340.6336  |  info@redefinelending.com

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